Contact Your Representatives:
Write or call your representatives, urging them to provide tax incentives (beyond the incentives already in place) to make long term care insurance affordable for everyone through tax rebates and deductions, to help the 3 in 4 who “need more” after 65 — and the millions of additional Americans who “need more” in their 50’s, 40’s, 30’s, or even in their youth or childhood (long-term care needs can surface at any age).
The USA.gov site — www.usa.gov/contact/elected.shtml — provides an easy way to write, call or fax the President, U.S. senators and representatives, as well as state governors and legislators. Urge them to —
- Make long-term care insurance more affordable through tax rebates and deductions (note that the states as well as Uncle Sam can provide additional financial incentives).
- Reform Medicaid to assure long-term care aid for the truly needy, while stopping abuses that only raise taxes.
It is important for you to secure long-term care insurance NOW.
Message For Elected Leaders
As a political leader, you can strengthen America and appeal to voters and organizational contributors by supporting the “3 in 4 Need More” campaign, which seeks to inform the public that “Health insurance isn’t enough; we need long term care insurance” — for the millions who will otherwise deplete their retirement savings paying for care, or become a burden to relatives or Medicaid.
According to the U.S. Department of Health and Human Services, “At least 70 percent of people over age 65 will require some long-term care services at some point in their lives.” That’s about three in every four of us! … Clearly, health insurance and health reform are not enough; we need long-term care insurance — for full, life-long protection.
Why does it make sense for you to support the 3in4 campaign and encourage the sale of long term care insurance?
Medicaid and government budget concerns – both state and federal.
The Situation Now
- Medicaid – particularly nursing home expenses – cost state governments millions of dollars a year.
- The number of elderly needing this care is skyrocketing.
- All this is occurring when state government are seeing revenues drop for a myriad of reasons.
The Situation in 10, 20 and 30 Years
- The sheer number of aging baby boomers means the demands for long term care will only continue to soar
- Inflation will continue to increase the costs of long term care.
- It is crucial that we get people off the welfare rolls and away from Medicaid as a source to pay for long term care.
- State governments are in critical situations now. What will happen down the road when the number of people needing LTC will increase and costs will be higher? States will not be able to afford to continue funding these types of expenses.
Take the following two actions to assure that you and those you love get the protection you need:
1. Write or call your representatives, urging them to provide tax incentives to make long term care insurance affordable for everyone, to help the 3 in 4 who “need more” after 65 — and the millions of additional Americans who “need more” in their 50’s, 40’s, 30’s, or even in their youth or childhood (long-term care needs can surface at any age).
Click here for an easy way to contact your elected representatives.
2. Find out if you should get long-term care insurance NOW
There’s a risk in waiting. If your health deteriorates, you’ll have to pay a higher rate or might not qualify at all. Then you’d have to pay the care bills yourself or rely on Medicaid after exhausting your own assets… or become a burden on relatives.